Member Shares is a unit of the capital ownership of the ELCT ND SACCOS.
In ELCT ND SACCOS members pool their savings and lend to one another.
ELCT ND SACCOS accepts deposits from the registered and non-registered members.
This is issued to finance business and economic activities of the members.
This is issued to registered & qualified members for educational purpose.
This includes home accessories, building, transport and farm equipment's.
ELCT ND SACCOS issue loans to institutions like company, SACCOS, and groups..
This is issued to entrepreneurs who are selling items to the market.
This s the loan which is issued for the certain events termed like emergence.
This has no different with that of Dharura loan but issued in different terms.
This issued to a members to finance their weekend days in a seven (7) days.