Share Capital

Member Shares is a unit of the capital ownership of the ELCT ND SACCOS.

Savings

In ELCT ND SACCOS members pool their savings and lend to one another.

Deposits

ELCT ND SACCOS accepts deposits from the registered and non-registered members.

Development Loan

This is issued to finance business and economic activities of the members.

Education Loan

This is issued to registered & qualified members for educational purpose.

Vifaa Loan

This includes home accessories, building, transport and farm equipment's.

Viwanja Loan

In ELCT ND SACCOS members pool their savings and lend to one another.

Taasisi Loan

ELCT ND SACCOS issue loans to institutions like company, SACCOS, and groups..

Gulio Loan

This is issued to entrepreneurs who are selling items to the market.

Dharura Loan

This s the loan which is issued for the certain events termed like emergence.

Chapchap Loan

This has no different with that of Dharura loan but issued in different terms.

Weekend Loan

This issued to a members to finance their weekend days in a seven (7) days.